Every day, more than 1,000 people are rushed to the emergency room following a dog bite. Many times, due to the serious nature of their injuries, these victims require follow-up medical care or rehabilitative therapy. As a result, the average hospital bill in these cases easily eclipses $18,000, which is about 50 percent higher than the bill for other injury-related hospital stays. Finally, after the return home, many victims experience post-traumatic stress disorder-type symptoms. They often have flashbacks and nightmares; additionally, they may be afraid of dogs or even afraid to go outside. These symptoms are particularly common in children.
For the most part, the dog owner’s homeowner's insurance policy covers both economic and noneconomic damages.
Theories of Recover
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